Corporate Group

With ABK and EFiS, the Paymentgroup bundles its expertise in payment transactions. Within this group, Paymentgroup GmbH functions as a management holding company, i.e. it not only holds the investments in the subsidiaries but also has management functions and thus cross-company tasks. The resulting synergy effects of the joint work lead to maximum efficiency in the service provision process and thus to a broader range of services.



With many years of expertise and experience gained in over 30 years of industry experience, the established provider of smart software solutions offers a transaction platform that meets all the requirements of national and international payment transactions.

The modular, high-performance and scalable software solution enables maximum flexibility and security in payment transactions.


Providing domestic, European and global payment processing, offering outsourcing or in-house based solutions: As a leading independent payment provider we provide our scalable E.F.I.S.® Transaction Platform as a service which delivers a highly performant solution for the payment operations of your company. 30 years of experience in the world of payments enable us to offer you solutions which are adapted to your specific requirements.


The investment in CETONI shows the willingness to support new technologies since 1991. CETONI’s focus is on the development and manufacture of specialized, high-quality products in automation and microsystems technology.

In cooperation with the Fintech diSCIS, we pursue the goal of making innovations quickly usable for our customers. The increase of productivity and economic efficiency are important targets. Thus, we accompany and support the projects initiated by financial companies up to the market launch. We also receive impulses for creative approaches from strong partner networks in which we are integrated.

EFiS Subsidiaries

EFiS Swiss, founded in 2007 and based in Zurich, serves the traditionally important Swiss financial market and offers an end-to-end portfolio for payment logistics. This includes all SWIFT products and services.

EFiS London, established in 2017, is responsible for the English financial market and provides central services relating to payment logistics. This also includes all SWIFT products and services.

Since 2006, our subsidiary in Poland has served both to provide optimum customer support and as a springboard for new business activities in the growing Eastern European economic regions.